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A domain registrant decides how his or her domain is used and bears the risk of losses related to third-party right violations. This might happen to individuals, individual entrepreneurs, and legal entities as well.
Very few people are 100% sure that they have full control over content of their websites. Images provided by freelancers, materials from open sources, posts on forums, or customer feedback may lead to legal proceedings. Even if a court ruling is issued in your favor, you won't be able to get your time and money back.
After paying for the order, you will receive an email with a certificate confirming that your registrant liability is insured by Rosgosstrakh.